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hp termination ghaziabad faq
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​​​Hypothecation Termination Ghaziabad

Looking for RTO hypothecation removal process online in Ghaziabad , Itzeazy provides service for Hypothecation termination  in Ghaziabad . So if you bought your vehicle on finance from bank , HP termination in Ghaziabad needs to be done after re-payment of loan . Services of Itzeazy for hypothecation removal in Ghaziabad  is door step. 

Car hypothecation removal in Ghaziabad  is one of the specialized service of Itzeazy. Its important to remove HP from RC in Ghaziabad  to sell your vehicle or to transfer your vehicle to other state. 

Upon loan closure Hypothecation closure letter is given by bank . This Hypothecation closure letter is to be submitted to the concerned RTO for Hypothecation removal process from RC in Ghaziabad   .

Itzeazy has team of expert professionals who will remove hypothecation from RC online in Ghaziabad . The HP cancellation process done online while you sit at your home. Its door step and hassle free service. 


Itzeazy has following process for Hypothecation removal in Ghaziabad  

  • ​Requirement understanding of the client
  • Sharing of the list of documents required
  • Advance payment by the client
  • Verification of the soft copy of the documents
  • Collection of physical copy of documents
  • Submission of the document to the RTO 
  • Time to time update to the client about the progress of the work
  • ​Work completion and dispatch of the document


Following are the documents required for HP termination

  • Form no. 35 duly filled
  • A certificate from financier for having retained full dues from the financier (for deletion case only)
  • Original RC
  • Copy of Valid insurance
  • Copy of valid pollution under certificate
  • Copy of address proof of the registered owner

Reasons to cancel your vehicle's hypothecation

When you repay your loan fully, bank or the financial institution gives loan closure letter along with  2 sets of form 35. To remove Hypothecation from RTO , Application on form 35 along with bank NOC and other supporting documents needs to be submitted to the RTO.

Normally the validity of the bank NOC is 3 months from the date of issue. So, its important to apply for HP termination timely.

Costs for adding or endorsing hypothecation

The RTO fees for hypothecation addition is : 

  • 500 Indian rupees for motorcycles 
  • A light vehicle costs Rs. 1500.
  • A medium or heavy vehicle costs Rs 3000 

My vehicle is registered in Ghaziabad RTO. It was under hypothecation and now loan is closed . Currently I don't live in Ghaziabad . Do I need to visit RTO physically for HP termination process.

Ans : Yes. For HP termination process in Ghaziabad RTO , physical presence of registered owner is mandatory.

I bought my car through loan from bank. Loan has been completed . Now I am moving to Bangalore. What will be the procedure to get NOC for my car from RTO Ghaziabad?

Ans : NOC from Noida will be 2 stage process :

1. HP termination

2. NOC for car from Ghaziabad to Bangalore

My vehicle was on loan which I have already closed 3 years back . Bank had given NOC for loan closure which expired long back . Now I want to go for removal of Hypothecation from vehicle in the RTO. Do I need to take fresh NOC from the bank?

Ans: Yes, you will have to take fresh NOC from the bank , as it has been already expired. In some cases work can be managed to get the done with expired NOC . For information on it you may contact one of our representative.  

hp termination ghaziabad faq